Financial workflows
Annuity funding, cash movement, settlement inquiry, onboarding, and account servicing — the money-movement plumbing customers and advisors rely on every day.
Cary, North Carolina
Fidelity Investments
Product Leader · Partner Platforms · Digital Commerce
Nilesh Dhage
Director, Product Management at Fidelity Investments — leading platform roadmaps across Wealth, Annuities & Digital Planning
Product leader with 23 years of experience delivering enterprise platforms, digital commerce workflows, partner integrations, and customer-facing financial-services products. I combine product strategy, financial-process knowledge, API and integration expertise, and cross-functional leadership to deliver scalable customer and advisor experiences.
23Years of experienceEnterprise platforms & financial services
12+Concurrent initiatives led at FidelityCloud, integrations, SSO, product launches
30%Manual processing & ops gainsIntegration programs & production improvements
4Global commerce partners integratedeBay · Walmart · Sears · Costco
What I build
Shared platform capabilities that let many product teams move faster — without rebuilding the same thing twice.
Customer & advisor experiences
Self-directed and advisor-led Wealth, Brokerage, Annuity, and Digital Planning products — designed for both B2B2C and direct-to-consumer journeys.
Partner ecosystem
Vendor onboarding, third-party integrations, SAML single sign-on, cloud migrations, and reusable APIs that scale across digital and advisor platforms.
Core strengths
Strategy, delivery, and the financial-process depth to make platform decisions that hold up in production.
Partner Commerce & Platform Strategy
Partner and vendor integrations as a growth and scale lever, not just a connection.
Product Roadmaps & Prioritization
Aligning engineering investment with business priorities, scale, risk, and team needs.
Funding, Settlement & Cash Movement
Deep workflow knowledge across annuity funding and brokerage-to-annuity movement.
Digital Onboarding & Servicing
End-to-end onboarding and servicing journeys for customers and advisors.
B2B2C & Consumer Experiences
Products that work for institutions, advisors, and the end customer at once.
APIs & Enterprise Architecture
Reusable APIs and integrations that reduce duplication and speed delivery.
AP, AR, GL, Pricing & Costing
Commerce and finance fluency: payables, receivables, ledger, pricing, product costing.
Cloud Migration & Identity
Cloud migration and identity integration, including SAML SSO programs.
AI Product Strategy
AI product strategy, responsible and generative AI — applied to enterprise innovation.
Data-Informed Decisions
Using data to make prioritization and executive tradeoffs clear and defensible.
Agile Delivery
Operating rhythms for planning, risk, escalation, and launch readiness.
Cross-Functional Leadership
Leading across product, engineering, architecture, operations, and vendors.
Professional experience
From manufacturing floors in India to directing product platforms for one of the largest financial firms in the U.S.
Fidelity Investments — Director, Product Management
WEALTH · ANNUITIES · DIGITAL PLANNING PLATFORMS
- Own the roadmap for shared Wealth and annuity platform capabilities serving self-directed and advisor-led experiences; align engineering investments with business priorities, scale, risk, and product-team needs.
- Led strategic capabilities across annuity funding inquiry, money settlement, cash movement between Brokerage and Annuity accounts, digital onboarding, and partner integrations.
- Established operating rhythms for planning, status reporting, risk management, escalation, and launch readiness across product, engineering, architecture, operations, and vendors.
- Drove reusable APIs and integrations across digital and advisor platforms, reducing duplicate implementations and improving delivery speed for consuming teams.
- Led 12+ concurrent initiatives including CM-to-COP cloud migration, RegEd and Hexure integrations, Zinnia migration, SAML SSO, VA GLWB product illustration launch, and annuity UX/UI modernization.
- Partnered with architecture and business leaders on Digital Annuity modernization and buy-vs-build decisions, balancing cost, scalability, client impact, operational readiness, and long-term strategy.
12+ concurrent initiativesCloud migrationSAML SSOReusable APIs
PCB Apps LLC — Enterprise Solution Architect
SUPPLY CHAIN · PROCUREMENT · MANUFACTURING · E-COMMERCE
- Led solution architecture across supply chain, procurement, sales order, shop-floor manufacturing, product costing, and advanced pricing — from discovery through go-live and hypercare.
- Led business acceptance testing, validation, release readiness, and functional specifications for enterprise and e-commerce integrations delivered by distributed engineering teams.
- Directed production issue triage and resolution, improving system performance and operational efficiency.
+30% operational efficiencyGo-live & hypercare
Larsen & Toubro Infotech Ltd — Project Lead
ORACLE JDE · ERP · GLOBAL COMMERCE INTEGRATIONS
- Led Oracle JDE integrations with eBay, Walmart, Sears, and Costco, enabling automated order flows and improving transaction processing speed.
- Owned ERP capabilities across AP, AR, GL, inventory, sales order, work order, procurement, product costing, and advanced pricing; reduced operational cycle times.
- Directed interface and third-party integration programs that reduced manual processing and improved enterprise data accuracy.
- Managed end-to-end SDLC delivery across ERP implementations, coordinating distributed teams and reducing project delays.
- Led cutover and go-live readiness with zero critical launch defects; created guides and test assets that reduced SME onboarding time.
+25% transaction speed−20% cycle times−30% manual processingZero critical launch defects
Earlier experience — Manufacturing & Production Leadership
JEWELLERY MANUFACTURING · CASTING · REFINERY · CONSULTING
- Leadership roles in jewellery manufacturing, casting, refinery operations, production management, and manufacturing consulting — the operational foundation behind a career in enterprise systems and product.
Contributions beyond the roadmap
Mentoring founders, judging innovation, reviewing research, and writing on AI product management.
Hackathon Judge & Mentor
Evaluate AI, software, data, product, and social-impact projects — helping teams sharpen both the idea and the execution.
Startup Mentor — MassChallenge
Advise MassChallenge founders on product strategy, AI adoption, and market readiness.
Research Peer Reviewer
Review technology research for OpenReview.net, IEEE ICEI conference activities, and ACM Dallas initiatives.
Author & Speaker
Internal speaker and mentor on AI product strategy and enterprise innovation.
AI
Product
Management
Product
Management
Author — AI Product Management
Writing and speaking on how product leaders bring AI into enterprise platforms responsibly — from strategy and prioritization to adoption inside large, regulated organizations.
Education, credentials & tools
Engineering and operations roots, formal product training, and a modern AI toolkit.
- MBA — Operations ManagementGraduate business education in operations
- Bachelor of Engineering — MetallurgyEngineering foundation
- Certified ScrumMasterAgile delivery credential
- Product Management CertificationUniversity of Maryland
- Business Analysis & Generative AI CertificationsMicrosoft and LinkedIn
Product & Delivery
Data & Integration
AI & Product
Let’s talk platforms,
partners & product.
Open to conversations on partner platforms, digital commerce, financial workflows, and AI product strategy — as well as mentoring, judging, and speaking opportunities.